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517 Cove Villa Street
Panama City Beach, FL 32407

$409,900 - Status: Active

Beds: 3

Baths: 2 full

SQFT (H&C): 1,672

MLS# 790954

Great Primary Residence or Short-Term Rental Opportunity in Panama City Beach! This beautifully upgraded 2021 3BR/2BA home offers a split floor plan with tray ceilings in the living room and master suite. Recent updates include new LVP flooring, quartz countertops throughout, tile backsplash, new refrigerator and stove, shiplap electric fireplace, fresh paint, recessed lighting, upgraded plumbing fixtures, and door hardware. Custom wooden shelving has been added to all closets and the pantry for excellent organization and storage. The home is pre-wired for two Tesla chargers and sits on a small, low-maintenance yard with new Zoysia grass and palm trees. Additional storage is available above the garage. As a 2021 build, it benefits from some of the lowest insurance premiums on the beach along with a newer roof, AC, and major systems. The community features one of the lowest HOA fees in the area and includes a dog park. Located less than 1 mile from the marina with boat slips and launch, Navy base, and sports complex, this home is just 3 miles from the Gulf beaches. The nearby sports complex drives strong rental demand from traveling baseball teams and tournaments. Perfect as a personal beach home or for generating income, with a projected annual gross rental income of $42,000. This is a move-in ready gem--reach out today for more details or to schedule a showing!

Property Features

MLS#: 790954

Zip: 32407

Subdivision: Emerald Cove Villas

Development: 0321 - Beach - North Central

Property Type: Residential - Single Family

Cooling: Central Air

Days on Site: 19

Garage: 2

Heating: Central

Home Style: Coastal

Lot Size: 0.11 acres

Roof Type: Composition, Shingle, Shake

Taxes: $2,775

Year Built: 2021

SQFT (H&C): 1,672

Feature Descriptions

Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater

Association Amenities: Other, See Remarks

Community Features: Short Term Rental Allowed

Exterior: HardiPlank Type

Interior Features: Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Lot Description: Sprinkler System

Lot Dimensions: 50X100X50X100

Parcel#: 27541-500-048

Patio/Porch: Covered, Patio, Porch

Sewer: Public Sewer

Room Sizes

Bedroom: 11 X 12 Level - First

Bedroom: 13 X 14 Level - First

Dining Room: 12 X 15 Level - First

Living Room: 16 X 12 Level - First

Local Schools

High School: Arnold

Middle School: Breakfast Point

Elementary School: Breakfast Point

517 Cove Villa Street | MLS# 790954

This single family home located at 517 Cove Villa Street, Panama City Beach, FL 32407 is currently listed for sale with an asking price of $409,900. This property was built in 2021 and has 3 bedrooms and 2 full baths with 1672 sq. ft. Cove Villa Street is located in the Emerald Cove Villas subdivision. Search Emerald Cove Villas real estate on catherineanderson.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Blue Bird Woliver Realty

Shown By

Agent Name: Catherine Anderson
Agent Phone: (850) 960-3247
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/27/2026. The listing information on this page last changed on 06/27/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 06/27/2026 12:38:46 AM EST) or Emerald Coast MLS (last updated Sat 06/27/2026 12:05:34 AM EST) or Central Panhandle Association of Realtors (last updated Sat 06/27/2026 12:37:20 AM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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517 Cove Villa StreetPanama City Beach, FL 32407