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9900 S Thomas Drive , Unit 1003
Panama City Beach, FL 32408

$699,950 - Status: Active
Bed Icon Beds: 2
Bath Icon Baths: 2 full 1 partial
Sq Feet Icon SQFT (H&C): 1,131
MLS Icon MLS# 791406

RARE GULF-FRONT CORNER UNIT WITH AN OVERSIZED WRAPAROUND BALCONY, RESERVED PARKING SPOT + OWNER FINANCING AVAILABLE AT 2. 9% INTEREST RATE! Opportunities like this rarely come available at Shores of Panama. This spectacular Gulf-front corner residence features one of the most sought-after floor plans in the entire resort, highlighted by an enormous wraparound balcony that delivers breathtaking panoramic views of the emerald-green Gulf waters, sugar-white beaches, and the resort's world-famous lagoon-style pool. Unlike standard balconies, this expansive outdoor living space provides multiple seating areas, incredible sunset views, and a front-row seat to everything that makes Panama City Beach one of the Gulf Coast's most desirable destinations. Inside, floor-to-ceiling glass fills the residence with natural light while showcasing stunning water views from nearly every angle. The spacious 2-bedroom plus bunk room, 2. 5-bath layout sleeps just like a 3 bedroom and comfortably accommodates family and guests while offering exceptional flexibility and rental appeal. The beautifully appointed kitchen is designed for entertaining, featuring granite countertops, white shaker cabinetry, stainless steel appliances, and abundant workspace for hosting unforgettable beach gatherings. The open-concept living area is enhanced by upscale designer furnishings, custom tile flooring throughout, and absolutely no carpet, creating a sophisticated coastal atmosphere that is both elegant and easy to maintain. Wake up each morning to Gulf views from the luxurious beachfront primary suite, complete with private balcony access and a spacious ensuite bath. Additional guest accommodations include a generously sized guest bedroom and dedicated bunk room, making this residence ideal for large families and vacationing guests. Adding even more value, this residence includes a dedicated parking space located directly outside the unit on the same floor--a rare convenience that allows you to walk straight from your vehicle to your front door without ever waiting on an elevator. Shores of Panama continues to be one of Panama City Beach's premier resort destinations, featuring Florida's largest lagoon-style pool, an expansive tropical pool deck, beachside hot tubs, indoor heated pool, sauna, steam room, fitness center, spa services, on-site dining, and direct beach access. You're also just minutes from Pier Park, waterfront dining, entertainment venues, and the brand-new Topgolf attraction. For buyers looking to maximize affordability, the seller is offering a special financing opportunity, creating an incredible chance to own one of the most desirable Gulf-front corner units in Panama City Beach. Whether you're searching for a luxury beachfront getaway, an income-producing vacation property, or both, this extraordinary residence delivers the views, amenities, location, and lifestyle that buyers dream about. Rare wraparound balcony. Gulf-front corner location. Same-floor parking. Owner financing available. This is the one buyers wait for.

Property Features

MLS#: 791406
Zip: 32408
Subdivision: Shores Of Panama
Development: 0318 - Beach - Central South
Property Type: Residential - Condominium
Cooling: Ceiling Fan(s)
Days on Site: 9
Heating: Central, Electric
Home Style: High Rise
Year Built: 2007
SQFT (H&C): 1,131

Feature Descriptions

Accessibility: Accessible Washer/Dryer
Appliances: Electric Oven, Electric Water Heater, Ice Maker
Association Amenities: Other, See Remarks, Beach Rights, Game Room, Gated, Gazebo, Barbecue, Picnic Area
Building Features: Dumpster
Community Features: Barbecue, Beach, Fitness Center, Gated, Park, Pool, Waterfront, Community Pool
Door Features: Storm Door(s)
Exterior: Concrete
Exterior Features: Deck, Patio
Interior Features: Balcony, Main Level Primary
Parcel#: 40000-650-162
Parking: Additional Parking, Gated, Parking Lot
Parking Notes: Additional Parking, Gated, Parking Lot
Patio/Porch: Balcony, Deck, Covered, Patio, Porch
Pool: Gunite, Electric Heat, Gas Heat, In Ground, Community
Security: Fire Sprinkler System, Secured Garage/Parking,24 Hour Security, Fire Alarm, Security Service
Sewer: Public Sewer
Special View Info: Gulf, Water
Utilities: Cable Connected, Electricity Available, Phone Connected
Waterfront: Gulf
Window: Storm Window(s)

Room Sizes

Half Bath: 7 X 4 Level - First
Full Bath: 10 X 7 Level - First
Primary Bathroom: 13 X 7 Level - First
Living Room: 16 X 14 Level - First
Primary Bedroom: 12 X 11 Level - First
Bedroom: 12 X 11 Level - First

Local Schools

High School: Arnold
Middle School: Breakfast Point
Elementary School: Breakfast Point

9900 S Thomas Drive , Unit 1003 | MLS# 791406

This condo located at 9900 S Thomas Drive , Unit 1003, Panama City Beach, FL 32408 is currently listed for sale with an asking price of $699,950. This property was built in 2007 and has 2 bedrooms and 2 full and 1 partial baths with 1131 sq. ft. S Thomas Drive , Unit 1003 is located in the Shores Of Panama subdivision. Search Shores Of Panama real estate on catherineanderson.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: RealJoy Realty LLC

Shown By

Agent Name: Catherine Anderson
Agent Phone: (850) 960-3247
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/27/2026. The listing information on this page last changed on 06/27/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 06/27/2026 12:38:46 AM EST) or Emerald Coast MLS (last updated Sat 06/27/2026 12:05:34 AM EST) or Central Panhandle Association of Realtors (last updated Sat 06/27/2026 12:37:20 AM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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